Life Insurance Liquidity Evaluation

• Life Insurance Review & Market Study : Target of reducing premium obligations for current life insurance policies.
• “Premium Finance Loan Relief” programs and options
• “Whole Life Loan Rescue” Programs
• Premium Finance Case Design, Implementation & Service Consulting : We will assist you with developing “value-add” presentations to allow your firm to market efficient, objective based and flexible Premium Finance life insurance policy transactions. In addition, we can assist navigating the implementation process and service elements of a ‘Client-Centric” premium finance policy (i.e. lender choice/debt terms & ratios, DCA for index sequencing, Index Choice considerations and evaluation, etc.).
• Life Insurance “Right-Sizing” : Evaluate most efficient and effective use of current life insurance cash values and future premiums.
• Life Insurance “Life Settlement” opportunities : Utilizing current/future policies to cash flow the appropriate level life insurance for family needs.
• Life Insurance “Restructuring” : Determine if current life insurance structure can be leveraged using progressive life insurance strategies (Premium Finance, Collateral designation, 1035 Exchanges, etc.).